dbs.com.sg

Readiness by lane

Green: dbs.com.sg. Thin bar: Banking & Finance peer median.

Priority fixes for dbs.com.sg

Ordered by impact and by how common each practice is among peers.

1. Priority 1 · Harden

   TLS 1.3 negotiated

   Observed: The TLS connection negotiated TLSv1.2.

   Why it matters: TLS 1.3 removes legacy cipher suites and completes the handshake in fewer round trips, so it is both safer and faster for new connections.

   What to do: Enable TLS 1.3 on your CDN or server. Keep TLS 1.2 available for older clients unless you have checked your audience.

   On Cloudflare: Turn on TLS 1.3 under SSL/TLS > Edge Certificates.

   86% of Banking & Finance peers do this. Limit: Certificate and protocol were observed from one vantage point; CDNs can present different certificates by region.

   Guide: HTTPS and TLS Guide for Website Owners

2. Priority 2 · Accelerate

   Static files cached for 30 days or more

   Observed: A same-site stylesheet or script was cacheable for 1 hours, short of the 30-day benchmark.

   What to do: Give versioned (fingerprinted) CSS, JavaScript, fonts and images Cache-Control: public, max-age=31536000, immutable, and change the file name whenever the content changes.

   On Cloudflare: Use Cache Rules to set edge and browser TTLs for static file paths.

   43% of Banking & Finance peers do this.

   Guide: Browser Caching Guide for Website Owners

3. Priority 3 · Accelerate

   Modern image formats in use

   Observed: The homepage had 19 images and none used WebP or AVIF.

   What to do: Serve WebP or AVIF with a JPEG or PNG fallback, either through an image CDN or by generating both formats at build time.

   On Cloudflare: Cloudflare Polish can convert images to WebP.

   37% of Banking & Finance peers do this.

   Guide: AVIF, WebP, JPEG, and PNG: Choose the Right Image Format

4. Priority 4 · Accelerate

   Offscreen images lazy-loaded

   Observed: The homepage had 19 images and none used loading="lazy".

   What to do: Add loading="lazy" to images below the fold. Do not lazy-load the main hero image, because that delays the largest visible element.

   56% of Banking & Finance peers do this.

   Guide: Lazy Loading Without Broken Pages

What dbs.com.sg already does well

Practices fewer than half of Banking & Finance peers use.

• DNSSEC signedDNSSEC delegation (DS record) present.12% of peers
• Nameservers spread across providersNameservers spread across more than one operator.21% of peers
• No render-blocking scripts in <head>Head scripts load without blocking.36% of peers

What we saw

Homepage checked

https://www.dbs.com.sg/

Homepage response

HTTP 200, after 1 redirect

TLS

TLSv1.2, HTTP/2

Certificate

DigiCert, 198-day validity, expiring 2027-01-24

CDN or edge

Cloudflare

Platform or framework

Next.js

DNS operators

Akamai Edge DNS, plus 4 self-run or other nameserver domains

HSTS

max-age 365 days, includeSubDomains, preload

DMARC policy

p=reject

Homepage HTML

87 KB, br

Images on homepage

19 (jpg 9, gif 2, svg 1)

Limits: homepage only, one location, one moment. Header checks reflect the homepage response; other pages may differ.

Stack and providers

Seen in the homepage response, certificate and DNS. Provider pages compare how their customers configure the same checks.

All 31 checks

Select a gap for the method and fix. How each check works

Compare with other Banking & Finance sites

• caixa.gov.br69
• creditmutuel.fr69
• davibank.com69
• fandalteam.com69
• gold-price-live.com69

Banking & Finance readiness benchmark