STATUS IS UPWEBSITE READINESS

Category benchmark · Snapshot 23 October 2026

Banking & Finance: website readiness

31 configuration checks across 549 Banking & Finance sites from the SID website catalog, with 322 individual profiles for sites in the Chrome UX Report top 50K.

Sites measured
549

all popularity bands

Median readiness index
66/100

all sites: 64

Profiles
322

top-50K sites

Weakest lane
Recover

lowest weighted score

Readiness by lane

Enable

78/100

All sites 77

Harden

64/100

All sites 56

Accelerate

55/100

All sites 64

Recover

21/100

All sites 10

Biggest gaps for Banking & Finance sites

The checks with the most room to improve, weighted by impact.

  1. Modern image formats in use

    37% observed · all sites 40%

    Serve WebP or AVIF with a JPEG or PNG fallback, either through an image CDN or by generating both formats at build time.

  2. security.txt published

    9.4% observed · all sites 7.1%

    Publish /.well-known/security.txt with at least Contact and Expires fields, as RFC 9116 requires, and review it before it expires.

  3. Static files cached for 30 days or more

    43% observed · all sites 51%

    Give versioned (fingerprinted) CSS, JavaScript, fonts and images Cache-Control: public, max-age=31536000, immutable, and change the file name whenever the content changes.

  4. CAA records limit who can issue certificates

    20% observed · all sites 13%

    Publish CAA records naming every CA you actually use, including the CAs your CDN uses for managed certificates. Add an iodef contact if you want reports.

  5. No render-blocking scripts in <head>

    36% observed · all sites 48%

    Add defer to scripts that need the DOM, async to independent ones such as analytics, or move them to the end of the body.

  6. HTTP/3 advertised

    22% observed · all sites 37%

    Turn on HTTP/3 at your CDN. Browsers fall back to HTTP/2 automatically, so the risk is low.

Where Banking & Finance sites lead

  • DMARC policy enforces quarantine or reject70% observedall sites 39%
  • HSTS kept for at least a year62% observedall sites 34%
  • Content Security Policy present51% observedall sites 32%
  • Framing restricted69% observedall sites 51%

Stack mix

Readiness leaders

Banking & Finance sites in the top 50K with the highest share of observed practices (at least 26 of 31 checks measured). This lists only what we observed on 23 October 2026; owners can request a correction.

  1. crediwise.co.za90/100
  2. lendplus.ke89/100
  3. acordocerto.com.br88/100
  4. lendplus.co.za88/100
  5. monzo.com88/100
  6. primeloans.co.za88/100
  7. erste.pl87/100
  8. onemainfinancial.com87/100
  9. banquepopulaire.fr86/100
  10. caisse-epargne.fr86/100

All 31 checks for Banking & Finance

Banking & Finance profiles

Readiness index shown next to each site.