nikomu.com

Readiness by lane

Green: nikomu.com. Thin bar: Banking & Finance peer median.

Priority fixes for nikomu.com

Ordered by impact and by how common each practice is among peers.

1. Priority 1 · Accelerate

   HTTP/2 negotiated

   Observed: The TLS handshake selected http/1.1 instead of HTTP/2.

   Why it matters: HTTP/2 sends many files over one connection, which speeds up pages with lots of images, styles and scripts.

   What to do: Enable HTTP/2 on your CDN or server. Most CDNs do this by default.

   73% of Banking & Finance peers do this. Limit: Certificate and protocol were observed from one vantage point; CDNs can present different certificates by region.

   Guide: CDN Guide for Website Owners

2. Priority 2 · Harden

   HSTS kept for at least a year

   Observed: The homepage response did not include a Strict-Transport-Security header.

   What to do: Send Strict-Transport-Security on HTTPS responses. Start with a short max-age (for example 300 seconds), confirm every subdomain works over HTTPS, then raise it in steps to 31536000. Add includeSubDomains only when all subdomains are HTTPS. HSTS preload is optional and hard to undo; hstspreload.org itself does not recommend it by default.

   62% of Banking & Finance peers do this.

   Guide: HTTPS and TLS Guide for Website Owners

3. Priority 3 · Harden

   DMARC policy enforces quarantine or reject

   Observed: No DMARC record was found at _dmarc.nikomu.com.

   What to do: Publish DMARC with p=none and a reporting address first, fix any legitimate senders that fail SPF or DKIM alignment, then move to quarantine and finally reject.

   70% of Banking & Finance peers do this.

   Guide: A Practical Website Health Check for Owners

4. Priority 4 · Accelerate

   Modern image formats in use

   Observed: The homepage had 10 images and none used WebP or AVIF.

   What to do: Serve WebP or AVIF with a JPEG or PNG fallback, either through an image CDN or by generating both formats at build time.

   37% of Banking & Finance peers do this.

   Guide: AVIF, WebP, JPEG, and PNG: Choose the Right Image Format

What nikomu.com already does well

Practices fewer than half of Banking & Finance peers use.

• Certificate lifetime of 100 days or lessShort-lived 89-day certificate from Let's Encrypt, already inside the 2027 limit.31% of peers
• No render-blocking scripts in <head>Head scripts load without blocking.36% of peers
• Structured data presentJSON-LD structured data found.49% of peers

What we saw

Homepage checked

https://nikomu.com/

Homepage response

HTTP 200

TLS

TLSv1.3, http/1.1

Certificate

Let's Encrypt, 89-day validity, expiring 2027-01-13

DNS operators

Google Cloud DNS

Homepage HTML

101 KB, gzip

Images on homepage

10 (jpg 10)

Limits: homepage only, one location, one moment. Header checks reflect the homepage response; other pages may differ.

Stack and providers

Seen in the homepage response, certificate and DNS. Provider pages compare how their customers configure the same checks.

All 31 checks

Select a gap for the method and fix. How each check works

Compare with other Banking & Finance sites

• belarusbank.by54
• finchoice.mobi54
• intesasanpaolo.com53
• jibunbank.co.jp54
• rate.am54

Banking & Finance readiness benchmark