Website readiness profile · Snapshot 23 October 2026
wise.com
wise.com's public homepage, certificate and DNS checked against 31 practices and compared with 157 Online Payment & Wallets sites.
- Readiness index
- 74/100
- Ahead of
- 64%
- Practices observed
- 21/30
- Popularity band
- Top 1K
Online Payment & Wallets median 64
of measured Online Payment & Wallets sites
1 of 31 could not be measured
Chrome UX Report top-sites list
Readiness by lane
Green: wise.com. Thin bar: Online Payment & Wallets peer median.
Enable
79/100
Peers 72
Harden
68/100
Peers 63
Accelerate
85/100
Peers 61
Recover
0/100
Peers 6
Priority fixes for wise.com
Ordered by impact and by how common each practice is among peers.
Priority 1 · Harden
Certificate has more than 14 days left
Observed: The certificate from DigiCert Inc was due to expire on 2026-11-06 (14 days after the check).
Why it matters: An expired certificate makes browsers show a full-page warning. Renewing well ahead of expiry leaves time to fix a failed renewal.
What to do: Automate renewal with ACME (for example Let's Encrypt or your CDN's managed certificates) and add a renewal review to your release calendar so any certificate inside 21 days of expiry gets attention.
97% of Online Payment & Wallets peers do this. Limit: Certificate and protocol were observed from one vantage point; CDNs can present different certificates by region.
Priority 2 · Accelerate
Modern image formats in use
Observed: The homepage had 126 images and none used WebP or AVIF.
What to do: Serve WebP or AVIF with a JPEG or PNG fallback, either through an image CDN or by generating both formats at build time.
On Cloudflare: Cloudflare Polish can convert images to WebP.
47% of Online Payment & Wallets peers do this.
Guide: AVIF, WebP, JPEG, and PNG: Choose the Right Image Format
Priority 3 · Enable
XML sitemap discoverable
Observed: No sitemap was listed in robots.txt or found at /sitemap.xml.
What to do: Generate an XML sitemap of canonical URLs, reference it in robots.txt and submit it in Google Search Console.
62% of Online Payment & Wallets peers do this.
Guide: XML Sitemap Guide: Include Only URLs You Stand Behind
Priority 4 · Harden
Certificate lifetime of 100 days or less
Observed: The certificate from DigiCert Inc had a 198-day validity period, longer than the 100-day maximum that applies from March 2027.
What to do: Move to automated issuance and renewal now, while you still have time to test it.
44% of Online Payment & Wallets peers do this.
What wise.com already does well
Practices fewer than half of Online Payment & Wallets peers use.
- security.txt publishedsecurity.txt with a contact found.6.6% of peers
- Static files cached for 30 days or moreLong-lived caching on static files.32% of peers
- HTTP/3 advertisedHTTP/3 advertised.35% of peers
What we saw
- Homepage checked
- https://wise.com/
- Homepage response
- HTTP 200
- TLS
- TLSv1.3, HTTP/2
- Certificate
- DigiCert, 198-day validity, expiring 2026-11-06
- CDN or edge
- Cloudflare
- Platform or framework
- Next.js
- DNS operators
- Cloudflare
- HSTS
- max-age 365 days
- DMARC policy
- p=reject
- Homepage HTML
- 915 KB, gzip
- Images on homepage
- 126 (svg 119, jpg 5, png 3)
Limits: homepage only, one location, one moment. Header checks reflect the homepage response; other pages may differ.
Stack and providers
Seen in the homepage response, certificate and DNS. Provider pages compare how their customers configure the same checks.
All 31 checks
Select a gap for the method and fix. How each check works
Not observed 9
Observed 21
- HTTP requests move to HTTPS
- HSTS kept for at least a year
- TLS 1.3 negotiated
- security.txt published
- DMARC policy enforces quarantine or reject
- X-Content-Type-Options: nosniff
- Framing restricted
- Content Security Policy present
- HTTP/2 negotiated
- HTTP/3 advertised
- HTML compressed
- Static files cached for 30 days or more
- Offscreen images lazy-loaded
- No render-blocking scripts in <head>
- Canonical URL declared
- Meta description written
- Mobile viewport configured
- Structured data present
- Social preview image set
- Page language declared
- At most one redirect to the homepage
Not measured 1
- robots.txt published
Own wise.com?
Re-run the checks after a change, keep a private action plan in a free workspace, or report a mistake.
Live status for this site: Status Is Down: wise.com. This profile covers configuration only.