Category benchmark · Snapshot 23 October 2026

Online Payment & Wallets: website readiness

31 configuration checks across 157 Online Payment & Wallets sites from the SID website catalog, with 92 individual profiles for sites in the Chrome UX Report top 50K.

Sites measured: 157
Median readiness index: 64/100
Profiles: 92
Weakest lane: Recover

Readiness by lane

Enable

72/100

All sites 77

Harden

63/100

All sites 56

Accelerate

61/100

All sites 64

Recover

6/100

All sites 10

Biggest gaps for Online Payment & Wallets sites

The checks with the most room to improve, weighted by impact.

Static files cached for 30 days or more
32% observed · all sites 51%
Give versioned (fingerprinted) CSS, JavaScript, fonts and images Cache-Control: public, max-age=31536000, immutable, and change the file name whenever the content changes.
Guide: Browser Caching Guide for Website Owners
security.txt published
6.6% observed · all sites 7.1%
Publish /.well-known/security.txt with at least Contact and Expires fields, as RFC 9116 requires, and review it before it expires.
Guide: A Practical Website Health Check for Owners
CAA records limit who can issue certificates
18% observed · all sites 13%
Publish CAA records naming every CA you actually use, including the CAs your CDN uses for managed certificates. Add an iodef contact if you want reports.
Guide: HTTPS and TLS Guide for Website Owners
Modern image formats in use
47% observed · all sites 40%
Serve WebP or AVIF with a JPEG or PNG fallback, either through an image CDN or by generating both formats at build time.
Guide: AVIF, WebP, JPEG, and PNG: Choose the Right Image Format
HSTS kept for at least a year
60% observed · all sites 34%
Send Strict-Transport-Security on HTTPS responses. Start with a short max-age (for example 300 seconds), confirm every subdomain works over HTTPS, then raise it in steps to 31536000. Add includeSubDomains only when all subdomains are HTTPS. HSTS preload is optional and hard to undo; hstspreload.org itself does not recommend it by default.
Guide: HTTPS and TLS Guide for Website Owners
DNSSEC signed
8.3% observed · all sites 8%
Enable DNSSEC at your DNS provider, then add the DS record at your registrar. Plan provider moves carefully: a stale DS record can make the domain fail to resolve.
Guide: Website Uptime Readiness: Prepare Before Traffic Arrives

Where Online Payment & Wallets sites lead

HSTS kept for at least a year60% observedall sites 34%
DMARC policy enforces quarantine or reject60% observedall sites 39%
Content Security Policy present49% observedall sites 32%
X-Content-Type-Options: nosniff62% observedall sites 48%

Stack mix

CDN and edge

Cloudflare37%
Amazon CloudFront18%
Google edge3.2%
Vercel3.2%
Akamai2.5%
Imperva1.9%
Alibaba Cloud CDN1.3%
Azure Front Door/CDN<1%

Platform or framework

DNS operator

Certificate authority

Readiness leaders

Online Payment & Wallets sites in the top 50K with the highest share of observed practices (at least 26 of 31 checks measured). This lists only what we observed on 23 October 2026; owners can request a correction.

All 31 checks for Online Payment & Wallets

Check	Lane	Observed	All sites	Measured
HTTP requests move to HTTPS	Harden	95%	91%	139
HSTS kept for at least a year	Harden	60%	34%	156
TLS 1.3 negotiated	Harden	91%	91%	156
Certificate has more than 14 days left	Harden	97%	99%	156
Certificate lifetime of 100 days or less	Harden	44%	67%	156
CAA records limit who can issue certificates	Harden	18%	13%	157
DNSSEC signed	Harden	8.3%	8%	157
security.txt published	Harden	6.6%	7.1%	151
DMARC policy enforces quarantine or reject	Harden	60%	39%	157
X-Content-Type-Options: nosniff	Harden	62%	48%	156
Framing restricted	Harden	64%	51%	156
Content Security Policy present	Harden	49%	32%	156
Referrer-Policy set	Harden	37%	24%	156
HTTP/2 negotiated	Accelerate	87%	90%	156
HTTP/3 advertised	Accelerate	35%	37%	156
HTML compressed	Accelerate	88%	93%	156
Static files cached for 30 days or more	Accelerate	32%	51%	119
Modern image formats in use	Accelerate	47%	40%	120
Offscreen images lazy-loaded	Accelerate	63%	62%	112
No render-blocking scripts in <head>	Accelerate	49%	48%	156
robots.txt published	Enable	73%	76%	152
XML sitemap discoverable	Enable	62%	70%	155
Reachable over IPv6	Enable	28%	48%	157
Canonical URL declared	Enable	59%	68%	156
Meta description written	Enable	83%	84%	156
Mobile viewport configured	Enable	96%	94%	156
Structured data present	Enable	38%	51%	156
Social preview image set	Enable	56%	57%	156
Page language declared	Enable	92%	90%	156
At most one redirect to the homepage	Enable	96%	98%	156
Nameservers spread across providers	Recover	6.4%	10%	157

Online Payment & Wallets profiles

Readiness index shown next to each site.

Online Payment & Wallets: website readiness

Readiness by lane

Biggest gaps for Online Payment & Wallets sites

Static files cached for 30 days or more

security.txt published

CAA records limit who can issue certificates

Modern image formats in use

HSTS kept for at least a year

DNSSEC signed